

Estimated monthly income
(R in today’s money)
*The years above indicate the point at which the purchasing power of your income will begin to decline.
Your different income annuity options at retirement
Living annuity
A living annuity is a flexible plan where you decide how your savings are invested and you choose an income level that suits your needs.
Guaranteed (or life) annuity
A guaranteed annuity ensures that you receive a regular income for as long as you live.
Composite (or compound) annuity
By combining the features of a living annuity and a guaranteed annuity, a composite annuity ensures that you receive an income for life and allows you to keep a portion of your capital invested in the markets.
This calculator will produce estimates. To get a more accurate income plan, speak to your financial adviser or click on the CALL ME BACK button below.